February 21, 2021
How can you invest in electric vehicles? Today we discuss:
- the two ways you can do this
- the difference between the two
- and a valuable lesson we can learn from one of the best-performing stocks over the last quarter-century, Amazon.
To learn more, visit: https://flemingwatson.com/how-can-you-invest-in-electric-vehicles/
February 14, 2021
Can spouses start Social Security benefits at different times? This was a question we received from a listener. In today's episode, we answer it.
To learn more, please visit:
February 7, 2021
Today we discuss required minimum distributions and cover:
- when you have to start taking them
- why it's important to take them
- the basics of how they're computed
- when during the year is the best time to take your distribution
- and, what you can do with the money if you don't need the income
Required minimum distributions may not be an interesting topic, but our clients ask a lot of questions about them. If you're heading towards your retirement, it's something that should be on your radar.
To learn more, visit: https://flemingwatson.com/required-minimum-distributions/
To ask a question visit: https://flemingwatson.com/askacfppro
January 31, 2021
Today we answer a question from a listener. He asks:
I am looking to retire soon and trying to determine the best way to generate retirement income with interest rates so low. Traditionally, you could have done this with treasuries or CDs. Why wouldn’t buying dividend stocks paying 4% to 5% makes sense? In addition to the dividends, you have the opportunity for appreciation.
We talk about the challenges of this strategy.
To view this episode on our website, visit: https://flemingwatson.com/why-not-use-dividend-stocks-for-retirement-income/
Do you have a question? Send it to us: https://flemingwatson.com/askacfppro
January 31, 2021
The trading activity in GameStop caused some anxiety in the stock market last week. It serves as a stark reminder there is a difference between investing and speculating.
For more on this topic visit: https://flemingwatson.com/investing-vs-speculating/
January 17, 2021
Today we focus on taxing Social Security benefits. We cover:
- How to know if your benefits are taxable or not
- Examples to show you how provisional income is computed.
- Potential surprises you may encounter in retirement.
To learn more, visit: https://flemingwatson.com/taxing-social-security/
January 10, 2021
Today we look at how the most common types of retirement income is taxed. We look at:
- The common types of accounts retirees use,
- The types of income taxed at the highest rates
- Types of income which receive favorable tax treatment.
To learn more visit: https://flemingwatson.com/how-retirement-income-is-taxed/
January 3, 2021
Many people want to retire as early as possible, something we completely understand. But it may not be the right decision. Today we discuss 4 reasons to NOT take Social Security at age 62.
The reasons include:
- Big discounts for early retirement.
- The negative impact on spousal and survivor benefits.
- Smaller lifetime benefits.
- Penalties to continue working.
To learn more, visit: https://flemingwatson.com/4-reasons-to-not-start-social-security-at-62/