How Does Retiring at 55 Impact Your Social Security?

How does retiring at age 55 impact your Social Security benefits? Today we have an example created using Social Security's detailed calculator.

A 45-year-old couple wants to retire in 10 years. Part of the planning process looks at how retiring at 55 impacts their Social Security benefits.

To get a copy of your earnings record, please visit: https://www.ssa.gov/myaccount/

To learn more, please visit: https://flemingwatson.com/how-does-retiring-at-55-impact-your-social-security/

4 Things to Help You Plan For the Worst

Today, we are talking about four things that everybody needs to do to help plan for the worst. "The worst" means your death or becoming incapacitated. These steps will help your loved ones move forward more efficiently.

Some of this involves legal documents, and we are not attorneys. We cannot offer you legal advice. We are sharing some of our experiences to make it easier for people to handle these situations.

To learn more, please visit:  https://flemingwatson.com/4-things-to-help-you-plan-for-the-worst/

How can a 100-year Flood Help you Plan for A Better Retirement?

How can a 100-year flood help you prepare for a better retirement?  We will show the impact a generational event can have on a retirement account.

To learn more, please visit: https://flemingwatson.com/how-can-a-100-year-flood-help-you-plan-for-a-better-retirement/

5 Lessons From the Bear Market

One year ago, on March 23, the S&P 500 closed at its bear market low. Today, we are going to talk about five lessons we can learn from that bear market event.

To learn more, please visit:  https://flemingwatson.com/5-lessons-from-the-bear-market/

10 Percent Doesn’t Necessarily Mean 10 Percent

When it comes to stocks, ten percent doesn't necessarily mean ten percent. We will explain this and how setting reasonable expectations can make you a better investor.

To see the graphs we use in this episode and learn more, visit: https://flemingwatson.com/10-percent-doesnt-mean-10-percent/

Retirement Anxiety

Retirement anxiety. It is the nervous feeling you get in the pit of your stomach when you start to think about your retirement. We'll talk about one of the best ways to ease that stress.

Why Does the Stock Market Keep Going Up?

Why does the stock market keep going up? We will give you two reasons why prices continue to increase. We will share three reasons it could reverse course.  And we discuss what you can do to prepare yourself.

To learn more, please visit:  https://flemingwatson.com/why-does-the-stock-market-keep-going-up/

How Can You Invest In Electric Vehicles?

How can you invest in electric vehicles? Today we discuss:

• the two ways you can do this
• the difference between the two
• and a valuable lesson we can learn from one of the best-performing stocks over the last quarter-century, Amazon.

To learn more, visit: https://flemingwatson.com/how-can-you-invest-in-electric-vehicles/

Can Spouses Start Social Security Benefits at Different Times?

Can spouses start Social Security benefits at different times?  This was a question we received from a listener.  In today's episode, we answer it.  

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Required Minimum Distributions

Today we discuss required minimum distributions and cover:

• when you have to start taking them
• why it's important to take them
• the basics of how they're computed
• when during the year is the best time to take your distribution
• and, what you can do with the money if you don't need the income

Required minimum distributions may not be an interesting topic, but our clients ask a lot of questions about them. If you're heading towards your retirement, it's something that should be on your radar.

To learn more, visit: https://flemingwatson.com/required-minimum-distributions/

To ask a question visit: https://flemingwatson.com/askacfppro