Monday Morning Money
Why Does the Stock Market Keep Going Up?

Why Does the Stock Market Keep Going Up?

February 28, 2021

Why does the stock market keep going up? We will give you two reasons why prices continue to increase. We will share three reasons it could reverse course.  And we discuss what you can do to prepare yourself.

To learn more, please visit:  https://flemingwatson.com/why-does-the-stock-market-keep-going-up/

How Can You Invest In Electric Vehicles?

How Can You Invest In Electric Vehicles?

February 21, 2021

How can you invest in electric vehicles? Today we discuss:

  • the two ways you can do this
  • the difference between the two
  • and a valuable lesson we can learn from one of the best-performing stocks over the last quarter-century, Amazon.

To learn more, visit: https://flemingwatson.com/how-can-you-invest-in-electric-vehicles/

Can Spouses Start Social Security Benefits at Different Times?

Can Spouses Start Social Security Benefits at Different Times?

February 14, 2021

Can spouses start Social Security benefits at different times?  This was a question we received from a listener.  In today's episode, we answer it.  

To learn more, please visit: 

 

Required Minimum Distributions

Required Minimum Distributions

February 7, 2021

Today we discuss required minimum distributions and cover:

  • when you have to start taking them
  • why it's important to take them
  • the basics of how they're computed
  • when during the year is the best time to take your distribution
  • and, what you can do with the money if you don't need the income

Required minimum distributions may not be an interesting topic, but our clients ask a lot of questions about them. If you're heading towards your retirement, it's something that should be on your radar.

To learn more, visit: https://flemingwatson.com/required-minimum-distributions/

To ask a question visit: https://flemingwatson.com/askacfppro

 

Why Not Use Dividend Stocks for Retirement Income?

Why Not Use Dividend Stocks for Retirement Income?

January 31, 2021

Today we answer a question from a listener.  He asks: 

I am looking to retire soon and trying to determine the best way to generate retirement income with interest rates so low. Traditionally, you could have done this with treasuries or CDs. Why wouldn’t buying dividend stocks paying 4% to 5% makes sense? In addition to the dividends, you have the opportunity for appreciation.

We talk about the challenges of this strategy.

To view this episode on our website, visit:  https://flemingwatson.com/why-not-use-dividend-stocks-for-retirement-income/

Do you have a question? Send it to us:  https://flemingwatson.com/askacfppro

 

Investing vs. Speculating

Investing vs. Speculating

January 31, 2021

The trading activity in GameStop caused some anxiety in the stock market last week. It serves as a stark reminder there is a difference between investing and speculating.

For more on this topic visit: https://flemingwatson.com/investing-vs-speculating/

A Stock Market Crash is Always Coming

A Stock Market Crash is Always Coming

January 24, 2021

A good friend sent me an article written by the writers at MotleyFool.com. It was titled 4 Reasons the Market Could Crash in the Next 3 Months.

A stock market crash is always coming.

To learn more, visit:  https://flemingwatson.com/a-stock-market-crash-is-always-coming/

Taxing Social Security

Taxing Social Security

January 17, 2021

Today we focus on taxing Social Security benefits. We cover:

  • How to know if your benefits are taxable or not
  • Examples to show you how provisional income is computed.
  • Potential surprises you may encounter in retirement. 

To learn more, visit: https://flemingwatson.com/taxing-social-security/

How Retirement Income is Taxed

How Retirement Income is Taxed

January 10, 2021

Today we look at how the most common types of retirement income is taxed.  We look at:

  • The common types of accounts retirees use,
  • The types of income taxed at the highest rates
  • Types of income which receive favorable tax treatment.

To learn more visit: https://flemingwatson.com/how-retirement-income-is-taxed/

4 Reasons to NOT Take Social Security at 62

4 Reasons to NOT Take Social Security at 62

January 3, 2021

Many people want to retire as early as possible, something we completely understand. But it may not be the right decision. Today we discuss 4 reasons to NOT take Social Security at age 62.

The reasons include:

  • Big discounts for early retirement.
  • The negative impact on spousal and survivor benefits.
  • Smaller lifetime benefits.
  • Penalties to continue working.

To learn more, visit: https://flemingwatson.com/4-reasons-to-not-start-social-security-at-62/

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